Phishing scams are done through hacking through people’s BVN , password , card pin .Phishing are the most common type of social engineering are used today .Most phishing scams demonstrated the following characteristics –
To obtain personal information , such as usernames , address, BVN, Card pin stc.
Links that redirect users to suspicious websites that appear legitimate.
Incorporate threats, fear and a sense of urgency in an attempt to manipulate the user into action promptly.
REMEDIES
-Don’t click on links from unknown senders without verifying the validity of the email
-Keep your antivirus and anti malware up to date
-Don’t use your online mobile banking app when using public wifi
-Don’t tell your pin (sending maids to ATMs etc)
-Exchange of ATM cards deceitfully in the name of helping ATM stations)
-USSD Codes (has reduced their amount to 20,000 naira at a go to forestall fraud)
-When your not sure of calls , don’t close a deal ( always come for information at banks)
HINTS
-One chance fraud now goes around with P.O.S
-the number on the ATM are used for online transactions
-there are cases when transfers from ATM takes up to a month before the fund is transferred
a.usually caused by network challenges
b.bank reconciliation processes take 3 parties the paying bank , CBN and the receiving bank
ADVICE
-Don’t put a huge amount of money in your account for too long, always fix it a fixed account, treasury bill etc in event of robbery .This will make you safe.
Olaitan Sanya-Abiodun
Abuja
09038246821
